While some are innovating from zero, others are using already existing technologies to develop better products. One of such products is Sup Money; an in-chat payment feature that allows users to make transactions via WhatsApp to their contact list. It allows you to both send and receive money from anyone, make payments and get access to digital loans, all on WhatsApp. Jpesa is participant number 21 in the 2022 40 Days 40 FinTechs initiative presented by HiPipo in partnership with Crosslake Technologies, Modusbox, Mojaloop Foundation and Level One Project, and sponsored by the Gates Foundation.